Life & Elective Insurance
LIFE INSURANCE - Provided at no cost to you
Life Insurance provides additional financial protection for you and your family in the event of your death. This benefit is offered by Equitable. We provide all full-time employees $50,000 in life insurance.
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SUPPLEMENTAL LIFE INSURANCE - This is an optional benefit you may purchase
This insurance enables you to tailor coverage for your individual needs and helps provide financial security for your family members. This benefit is provided through Colonial Life.
ACCIDENT INSURANCE - This is an optional benefit you may purchase
This insurance helps offset the unexpected medical expenses, such as emergency room fees, deductibles and copayments, that can result from a fracture, dislocation or other covered accidental injury. This benefit is provided through Colonial Life.
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CRITICAL ILLNESS INSURANCE - This is an optional benefit you may purchase
This insurance complements your major medical coverage by providing a lump-sum benefit that you can use to pay the direct and indirect costs related to a covered critical illness, which can often be expensive and lengthy. This benefit is provided through Colonial Life.
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DISABILITY INSURANCE - This is an optional benefit you may purchase
This insurance replaces a portion of your income to help make ends meet if you become disabled from a covered accident or covered sickness. This benefit is provided through Colonial Life.
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CANCER INSURANCE - This is an optional benefit you may purchase
This insurance helps offset the out-of-pocket medical and indirect, non-medical expenses related to cancer that most medical plans don’t cover. This coverage also provides a benefit for specified cancer-screening tests. This benefit is provided through Colonial Life.
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HOSPITAL CONFINEMENT INSURANCE - This is an optional benefit you may purchase
This insurance provides a lump-sum benefit for a covered hospital confinement and a covered outpatient surgery to help offset the gaps caused by copayments and deductibles that are not covered by most major medical plans. This benefit is provided through Colonial Life.